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The holidays are a traditional time for families to discuss if it is time to put a relative in a nursing home. They soon discover that when it comes to eldercare, there is no such thing as being safe at home.
“Selecting the right environment for an elderly person to live is a series of tough decisions that a caregiver or caretaker must negotiate,” says Chris Cooper, author of the candid new guide “Eldercare Confidential: Cautionary Tales for Adult Caregivers and Caretakers of Parents and Spouses” (Indie Books International, 2016).
Cooper is a California Licensed Professional Fiduciary who works with seniors, disabled persons, and other individuals who can’t manage their affairs on their own, assisting with everything from day-today financial issues to investment and estate management.
“Caregivers and caretakers are often thrust into the role of fiduciary, either by legal appointment or by assuming the role because of their relationship to the elderly person who needs caretaking,” says Cooper. “The duties are more than a moral responsibility, they are also a legal obligation.”
Here are nine tips from the book to guide you in evaluating potential nursing homes:
Cooper advises it is important to check with Medicare, Medicaid, and any private insurance provider to find out their current rules about covering the costs of long-term care.
When thinking about nursing home costs, keep in mind that you can have extra out-of-pocket charges for some supplies or personal care—for instance, hair appointments, laundry, and services that are outside routine care. The rules about programs and benefits for nursing homes can change. Visit www.medicare.gov for information about different care options. To learn more about the Medicaid program, see www.medicaid.gov.
Cooper is a passionate advocate for those trying to meet the crushing costs of medical care. More tips are available on his website www.chriscooper.com.
About Indie Books International
Indie Books International (www.indiebooksintl.com) was founded in 2014 in Oceanside, California by two best-selling business authors. Similar to indie film companies and indie music labels, the mission of Indie Books International is to serve as an independent publishing alternative for consultants, executive coaches and business thought leaders.
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